Car crime is on the rise according to the authorities and we feel helpless not having control over our possessions. This feeling of violation brings bad thoughts to mind and creates an unhealthy tension in ones life. So we have to do everything and more, to safe guard our cars even though we have a good car insurance policy in place.
So prevention is better than cure and we need to consider this; the older your car gets, the easier and more likely it is to be stolen. In fact, cars that have reached nine year’s and older account for two thirds of all vehicles stolen. Luckily, new cars up to three years have a lot more sophisticated security systems wired into their body. This has direct relation in theft statistics showing that new cars account for only eleven percent of vehicles stolen.
Unfortunately the insurance corporates will increase their premiums as more cars get stolen. So if we could make more effort to safe guard our possessions, then the premiums will also stay low. It is the small things that make a difference, like not parking ones car in a dark alley or not leaving it unattended in a high risk zone.
You should check the level of cover you have for items such as in-car navigation and entertainment systems. You may find this is an area you need to have extra cover; it is worth noting that some insurers allow you to tailor your insurance to your specific needs.
Classics and vintage cars take a special kind of coverage, so make sure that everything is looked after in case of theft or accident. Speak to your adviser who will give you the necessary information to get your vehicles covered immediately. Make small adjustments when you are on the roads, like always securing your windows and doors, while closing the sunroof when you park your car.
One step further, you could fit a steering immobilizer to the wheel which will mechanically lock it into position. Another pertinent point is that we often forget with vintage or classic models, that they have expensive alloy wheels which fetch a penny for any thief today. You could fit locking bolts in strategic areas which will render them useless to a thief.
Thieves will walk past your car and look into it without even batting an eyelid. They are fast and can break into a vehicle within seconds. If you have anything valuable on the seats or the floor, they will damage your car to get to these items. Or worse still, steal your car while they are at it. Take away hints like suction cup marks on the windows if your GPS is attached with a cradle to the windscreen. Have your registration number edged onto all the windows and the headlamps as well. This is for easy identification if the authorities do locate your car or it’s contents.
The above small measures will all help to bring down an otherwise expensive car insurance premium, as it’s the small things we tend to forget about which lend ease to a thief.
Apart from having the correct car insurance for your car, and doing everything humanly possible to secure it, the chances of your car being stolen in your life time are high. Tons more info on vehicle insurance now a mere click away.
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